GFE 3 days from when? [gfe] [timeline]

I'm a little confused about the timeline for a GFE because of the holidays and my situation. Can someone give me some advice do you offer?
I received in advance by my lender on Thursday (12/28) approved, but I was out of town visiting my parents. She sent me a check list of terms that I would need to fax to her when I know back home (12/30) back, that they not return to the office until Tuesday (02.01). When should I expect to receive my GFE? I have read online that it must be sent to me within 3 days, however, is that 3 days of starting pre-approval or 3 working days of them all the paperwork at the beginning of me?
Paperwork including 401K statements, bank statements, contracts of employment verification, etc. However, credit was on 28 considered for the pre-approval. I also have pre-approval letters that I sent to 12/28.
Thanks!
HTeeW

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Best Answer: Your lender is required to provide a Good Faith Estimate within 3 days of receiving six pieces of information which includes the property address, your SSN, your name, your income, estimate of property value and loan amount. If you did not receive a timely GFE and your lender had this information, my suggestion would be to file a complaint with your state mortgage regulator. Here in TX that would be the Texas Department of Savings and Mortgage Lending. On the other hand, you can threaten to do this and see if they eat the cost of the appraisal and allow you to go somewhere else.

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Reply:Thanks. This is all happening so quickly that it is making my head spin and sometimes it feels like it isn't happening quickly enough!
Heather

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Reply:In reality RESPA does not require a GFE until a subject property has been identified……That is the technical answer on a purchase.

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Reply: That would be three business days from the time of application. If you were preapproved on Thursday, then you should get a GFE no later than tomorrow.
Sorry to interrupt. Is this standard practice or actually some law?
It's taking way longer on my end of things. Just wonderin'.

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Reply:That would be three business days from the time of application. If you were preapproved on Thursday, then you should get a GFE no later than tomorrow.

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