Recently received this mail.
I have not reviewed a lot of experience with BT and comfort . but this offer looks decent 3.99% life.
Any “catch” to this as you see it? Is it legal? I have no balance at all on this card . but may be willing to do a BT, if the offer is say. “”"”"
Here is a great opportunity to use the attached checks to make purchases to save or transfer to higher interest rate credit on your U.S. Airways Dividend Miles World MasterCard account as well. You will receive a special 3.99% APR which is good for the life of the balance when you use the enclosed checks, call xxx-xxx-xxxx or transfer balances online at www.usairwaysmastercard.com of January 14 2008.
For a limited time, get your special low 3 , 99% APR to
Transfer balances from other credit institutions cards
Finance improvements
Plan a holiday home or family getaway
Write a check to a special yourself
Make purchase
Get the most of your U.S. Airways Dividend Miles World Mastercard account.
This very favorable 3.99% APR on balance transfers and is the accompanying convenience checks you the financial flexibility to manage all of your costs as long as you pay on time and your account remains in good standing .”"”"”"
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Reply:was this on the Juny USScare card or the BofA USScareways card? Both banks have cards associated with the airline…
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Reply:So, if I write one of these convenience checks to myself, it counts as a purchase and the 3.99% for life applies?
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Reply: It's legtit. I had one on my Seamiles card until they CLD me to $300 above my BT amt and I closed the card.
Know what you mean, I think a bt with them is asking for trouble. They could have CLD the new card instead. Kiowa had the same problems and they get upset if you pay off or bt the amount away!
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Reply:It's legtit. I had one on my Seamiles card until they CLD me to $300 above my BT amt and I closed the card.
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Reply: Yes, the BT Fee is 3% up to a max of $75 (min $5). Decent if you have a rather large balance to BT.
I don't know if it's for everyone. FWIW, I've had this card for 2 years or so…I fly USAir sometimes. My CL is at 10K as of now.
I know it's popular to hate Juny around here, but the US Airways (World MC) is my favorite card. The miles on it really pile up.
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Reply:BTW I have had an 11K BT (since paid off) on my Juny US Airways card (17.5K limit) and never had any adverse action.
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Reply: What is ED?
Emigrant Direct CC.
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Reply:must be Emigrant Direct
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Reply:What is ED? I have plenty of other cards with no balances (and >10K limits)…so I wouldn't actually mind if they cut the limit down to 200 over BT…just was wondering if there were any "gotchas" that I need to think about.
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Reply:BEWARE!! Juny and I had a good relationship for 2 plus years until I did a BT. During the Junami I went for ED and they cut my BT card down to a 200.00 above what I owe. They did not touch ED which had no balance!!!
Reply:Yes, the BT Fee is 3% up to a max of $75 (min $5). Decent if you have a rather large balance to BT.
I don't know if it's for everyone. FWIW, I've had this card for 2 years or so…I fly USAir sometimes. My CL is at 10K as of now.
Reply:I really hope that's for everyone, because I just got approved for that card!
Reply:Yeah, I got one of those too. IIRC it had a BT fee up to $75?
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