I have a reason for asking this, but am not ready to reveal details just yet. I will shortly, though, I think, as I will need some guidance. Anyway…
From the consumer's standpoint… what the difference between filing for Ch 13 where you have to have a rigid repayment plan, and doing a "do it yourself" repayment plan where you stop paying a few creditors and concentrate on paying off others, then as they get those paid to zero you go back (if it's not too late, of cour
Ch 13 vs "DIY" repayment plan? [repayment plan] [quot]
Posted by admin on October 15th, 2011
Anyone have experience getting a CLI on a Wells Fargo card? [cli] [wells fargo]
Posted by admin on October 14th, 2011
I have a Wells Fargo MasterCard had for 8 years without the latest. It was initially backed up, but a few years ago they sent me back and converted my mortgage unsecured. Never have a CLI. What should I do? Anyone have any reccomendations?
How to pay zero taxes [biz yahoo] [yahoo]
Posted by admin on October 14th, 2011
http://biz.yahoo.com/hmoney/080327/032408_.eymag.html?.v=1
Dump Orchard bank card with fee or let season? [orchard bank] [couple more years]
Posted by admin on October 14th, 2011
I have an Orchard Bank card with an annual fee of $ 59.00 that I was 3 years old get a guy ago
after 7 . It has come a 9 dollar balance but the fee due this month .
I only have 3 new credit lines that have not opened the annual fee . I
Should the Orchard Bank or the sock drawer fee and close it for a few years before closing?
Bill
I started a business! [business checking account] [sole proprietor business]
Posted by admin on October 14th, 2011
I started a sole trader business in Ohio. I think I have everything I need, except for credit. I have an EIN number and all, and a business checking account. (Merchant account setup as we speak.) I have to change the account number on the A-number from my personal number. I have already (not who), so I need to know where I get a business loan only from the ground?
Chase Professional Preapproval [preapproval] [expiration date]
Posted by admin on October 14th, 2011
Chase has been aggressively sending preapproval for this card and I would really like to have. The offer I received 0% for 12 months, is set at 9.9%. The expiration date for the latest offer is 26.12.2007. The only problem is that I will be closed on a mortgage in mid-January and can not afford to play with a hard pull now. I would usually just wait until mortgage is completed, but when I use in the future cold, is the site standard offer for 6 months at 0% and 13.49% APR even for the best. I do
OUCH! 3 HARD INQs for Paypal Merchant Account [biggie] [quot]
Posted by admin on October 14th, 2011
GOODNESS GRACIOUS I COULD SMACK 'EM!
So I pulled TC tonight to find:
PAYPAL 04/21/2007 Equifax
EBAY/PAYPAL 04/21/2007 TransUnion
EBAY/PAYPAL 04/21/2007 TransUnion
here's the story:
So after much debate, I decided to apply for the "PayPal Website Payments Pro" option from Paypal. The "all – in – one" online payment w/ Merchant account included.
They did outline credit report would be checked blah blah no biggie, "I got nothin
Re-dunned by same CA after already DVing [dunning letter] [minimiranda]
Posted by admin on October 14th, 2011
Background: I sent DV CMRR 5th March to CA, I have never received any correspondence from the first DV let alone any attempt to validate the debt. Unfortunately, some things happened in my life and I had to put ice on credit repair, so I never followed with a second DV.
Currently: Recently I received a warning from the same CA for the same debt. The warning includes the mini miranda. I will tonight a DV letter design. If I restart the 1-2 punch from the ground up and send a simple DV letter
I'm frustrated! [cr 39] [hipaa]
Posted by admin on October 13th, 2011
I'm operating on my CR for more than 2 months to buy.
Just drops than anything, and I think things will improve, something new appears out of nowhere, and I can not help here on how to remove these things.
I have 10 – yep, 10 collections of a CA. These are all for the medical.
I am unable to use HIPAA WhyChat's letter because I do not find it until after I DV'ed the CA.
I have an answer to one of my DV applications received (had to do it in phases, as showed s
For those of you who have credit cards with Orchard bank. [orchard bank] [platinum card]
Posted by admin on October 13th, 2011
Hi I love to read what you people post on this board. I like to see what kind of cc people can get approved and I hope one day I can be huge lines of credit as some of you have received. But anyway, after I filed bk all I have are sub-prime cards and cap 1 Orchard Bank were the first two I have. I like the card and then again I do not know. I huge credit to them, they would have raised my interest from 14.99% to a 27% on my platinum card, after January and February of next year I will have them
