Posts Tagged ‘orchard bank’

Dump Orchard bank card with fee or let season? [orchard bank] [couple more years]

I have an Orchard Bank card with an annual fee of $ 59.00 that I was 3 years old get a guy ago
after 7 . It has come a 9 dollar balance but the fee due this month .
I only have 3 new credit lines that have not opened the annual fee . I
Should the Orchard Bank or the sock drawer fee and close it for a few years before closing?
Bill

For those of you who have credit cards with Orchard bank. [orchard bank] [platinum card]

Hi I love to read what you people post on this board. I like to see what kind of cc people can get approved and I hope one day I can be huge lines of credit as some of you have received. But anyway, after I filed bk all I have are sub-prime cards and cap 1 Orchard Bank were the first two I have. I like the card and then again I do not know. I huge credit to them, they would have raised my interest from 14.99% to a 27% on my platinum card, after January and February of next year I will have them

Orchard Bank [orchard bank] [10 months]

I have an orchard card . it about 1 year old . never received an increase . Every time I tell them they can draw on a hard and that they do occasionally offer reviews and them.
anyway . this card has 0 balance . I just paid the $ 45 per year fee . I should have a great record with this card . I think the card for another 10 months before she met me for the annual fee to cancel then . or should I cancel it now?
would it hurt cancel this card?
my current values are just EQ 760, TU

Orchard Bank [gold master card] [orchard bank]

I was just approved for Orchard Bank Gold MasterCard card with a $ 320 CL. What is my best step to rebuild my credit card next?
I am looking forward to my bank, Bank of America to change from convenience to my job, that is a tough train, but they told me they can drag a 1 time and rate me credit for it. My score is in the range 560-590, so I do not know what they offer me and I have not a large sum at that time, stored on a card (I will in a few months but have not yet set.) Shall I wait w

BofA AQHA Worldpoints Platinum Plus Mastercard offered, but not immediately approved [ge money bank] [orchard bank]

Hello everyone,
I got the offer to apply for this in the mail: AQHA Platinum Plus MasterCard w/ Worldpoints (by BofA) ….thought I'd give it a shot to actually apply for it, after much research about this card, and thought it would be a great option to transfer balances from old cards I have, such as: Orchard Bank cards and GE Money Bank cards (CareCredit and CarCareOne-Discount Tire) that I got when my credit was not so good years ago. These cards still have over 22-23% interest ra

UNEXPECTED APPROVAL woo hoo! [crown jewelers] [orchard bank]

Hi, I just want to share my recent approval
Thought . I'm so good at fixing my reports but for some reson I can not have been able to get something not even Orchard Bank approved! Prolly because I bk'd in the past. Basically my file is thin and the only positive TL's I have are Walmart, Care Credit and Crown Jewelers! So sad! BUT Ihave could get to most of the negative TL and see. Up to 3 on each report and the BK7 notation.
I have applied for Juniper every month for the l

Account Length [orchard bank] [delta gold]

Here is my wish situation.
I at least one bank account to close Orchard. I have two and can connect to the limits, but that shows you to be on my credit.
Here concluded a review of my credit card:
Orchard Gold opened 7/2005
Chevron opened 3/2006
Cap One 6 / 2006 opened – Closed 6/2008
Orchard Platinum Opened 6 / 2006 – lower interest rate, Lower Austria annual salary opened Fee
Chase opened 3/2007
Juniper 10/2007
Amex Delta Gold opened 12/2007
B

Post BK auto loan options? [auto loan options] [orchard bank]

I'm between a rock and a bad credit score Recently, I had unloaded my BK and my car just broke down. The tranny so its essentially was shot. So . what is my best option
I only about $ 700 cash either to buy a car outright or place .
I just pulled my privacyguard FAKO's and they are:?
EQ: 563
EX: 578
TU: 559
I recently opened an orchard bank card that just started reporting and I'm on my way to repair my credit card but I'm Carless and we need to w

Utilization Ratio on Credit Card? [orchard bank] [utilization ratio]

I have read several threads that you keep your balance low CC to improve your scores, this could be a dinghy question, but tries to understand his concept.
If I have a CC with a $ 300 limit (Orchard Bank). Should I just about $ 30 to $ 50 per month and they pay it off every month? This will help to show a better result?
I I do not know that it is up to each month and pay it off. But I keep reading, 20, 30 and 50% pay monthly consumption and to improve your score.
Just wonder what

What does "approved" mean. [orchard bank] [schtick]

A few days ago, I draw the Orchard Bank soft, I read so much about here. Only card I was offered was secured. Tried again today and was shocked when the $ 49 Silver (unsecured) available to see me. I have been authorized at no time since stopped trying to buy over a year. I have schtick the standard 10-14 days but I hope that only a small step for me is formality.
One in the right direction. Ok, I'll go to my cubiclle hollarin 'and hootin go'.