A bear market is a period of several months or years during which securities prices consistently fall. The term is typically used in reference to the stock market, but it can also describe specific sectors such as real estate, bond or foreign exchange.
 
This is a very specific question regarding how you will react to a prolonged drop in the Market of 20% or more for 3 months to 2 years.
My reasoning is that QE was gobbled up by the market and it expanded as a result.
Most equities including real estate have benefited by rising valuations.
What do you plan to do when that reverses?
QT has begun with scheduled Fed rate hikes coming on schedule this year.
Tax Reform has thrown a bit more stimulus on the fire, results are unclear right now.
Concrete plans for the Bull need to be made, IMO.
What steps will you take to mitigate losses?
Will you run to cash, buy more, hedge your positions somehow?
What are your plans now?
I've got some ideas but I'd like to hear yours.
 

For years I have toyed with getting a portfolio manager. After consulting with a number of friends who use one I found out that I have consistently beat their returns year after year. Understand I am no financial genius but when factoring their fees I have come out way, way ahead by not using one. My experience was the same when I had an investment advisor at Ameriprise (do not consider ever going to them their trading platform is pitiful). Am I the lone ranger here or are your experiences similar. Thanks in advance for your response. Article: Difference Between Financial Planner and Advisor

This seems like a good time to be in international stocks/funds.  Is there any general agreement as to what percentage to allocate to international in one's portfolio?

When one converts from a Tradional IRA to a Roth IRA, is it better to have taxes withheld at time of conversion or to pay taxes the following year with other funds?

I am interested in ideas, how to set up a trust for my children (2) and grandchildren (2 each).
 
My one daughter is not good at managing money, and I do not it all to be gone in no time on foolish things.
 
I want to set something up that they get a fair share, but maybe distributed over time, and the same for the grandkids.
 
I have a trust now with m wife, and simply state the trustee should manage the trust in the "best interest".
I have heard if you do not dissolve things, or create some kind of long term trust for each person, it can be costly.
 
Any advice?

What are your investing strategies (with examples)?

Being retired for 14 years, with most monthly income from the IRA, I've always tried to maintain at least one year to eighteen month's cash to avoid having to sell equities into a bad market. This has been backed up with another year of government securities (US Bonds, many paying 4-6%), plus various readily-convertible assets, creating a 3 year 'cushion.'

Recently I dumped a mediocre bond fund (FMSFX), upping the reserve to 5 years. Presently this is about 8% of portfolio). Some of that I am putting back into the market in international/emerging markets (OAKIX mainly). The question is; what are other retirees doing in this regard?  What is your opinion on the cash a prudent retiree should carry?

I saved up $400K  I am 60 years old...want to generate a decent income...any ideas?

Is there a safe place in the market to park some cash and earn maybe 5% a year.  Looking for something safe.  Bonds don't cut it.  Money markets pay hardly anything. Even tried MLP's with all the K schedule nonsense.  Most are down for the year.  Looking to save money to buy a retirement property in the next year. Need all the help I can get.

Below are my current positions.
AAPL - strike 190 covered call (10%)
MSFT - strike 70 covered call(4%), may roll to strike 80 in sept when 2021 options become available.
GOOG - short strike 800 puts. (3%)
Macys - strike 20 covered call (5%)
WMT - strike 90 covered call. 2% of my portfolio.
IBM - strike 130 covered call(4%), Jan 2019. No plans to continue this position after Jan 2019.
 
SPY with strike 270 covered call(4%).
 
Can you please suggest non technology stocks I can invest in, preferably by selling puts.
 
some that come to my mind are:
SBUX
Nike
HomeDepot
Fedex
 
 
I dont like telecom like ATT and VZ since they are loaded with debt(over leveraged) but maybe I should look at low debt utility companies like southern company/Entergy?