I'm a little confused about the timeline for a GFE because of the holidays and my situation. Can someone give me some advice do you offer?
I received in advance by my lender on Thursday (12/28) approved, but I was out of town visiting my parents. She sent me a check list of terms that I would need to fax to her when I know back home (12/30) back, that they not return to the office until Tuesday (02.01). When should I expect to receive my GFE? I have read online that it must be sent to
GFE 3 days from when? [gfe] [timeline]
Posted by admin on October 17th, 2011
score raise of 12 points today/ w my new Hooters card! [baddies] [kudos]
Posted by admin on October 17th, 2011
So my Hooters card reporting (although I really had not time yet) and myFICO reports that now that she's turned, raised my score to the 12 points!
Just that wanted to bring out because I know people often ask how much you can raise a card your guests. FWIW, my limit is only 500, I have about 8 old bad guys, and now 1 more CC (Orchard) reporting.
Thanks guys, still full of praise for CBS . I've never heard of the application when I was not here, thought I would!
Thanks Chase.because of you I get to do my taxes again! [mail] [chase]
Posted by admin on October 17th, 2011
Back in 2003 I had a credit card that was bought by Chase. They sent a collector to negotiate a deal with me when I half of the amount due, paid, this would take care of it. So the $ 1,300 debt, I paid $ 700 and then as it is settled for less than the full amount, but I was up paid.
Well filed on my taxes this year and both have a couple of weeks. And lo and behold in the mail today, a 1099-C form of Chase. I had to call them to inquire what it was and what is essentially it, Chase had taxe
AmEx Delta Skymiles just got canceled [delta skymiles] [alliant credit union]
Posted by admin on October 17th, 2011
Well, I am logged in my account was closed today and my Amex card. What do I owe? Request a CLI and xferring $ 800 to a U.S. bank account (0% interest 0 bt fee) . 2 new accounts in recent months, Alliant Credit Union and U.S. Bank. I've never had a late payment on an account and no bad guys to any report other than TU. I pay the 116 $ I had on the card and never shop with them again
Check thi out! [emotional train] [bankruptcy case]
Posted by admin on October 17th, 2011
To everyone who is going through the horror of bankruptcy like I am. If you are so stressed out you can’t sleep or think straight. If you have all these negative thoughts and worries about what may potentially happen in your bankruptcy case and in your life. If you are an emotional train wreck. Then take a look at this website: http://www.emofree.com/ . This technique has been an absolute blessing for me. It Works!
No! I am not an affiliate for this site. I am someone who is going through t
BK address is not even listed on report [cr 39] [equifax]
Posted by admin on October 17th, 2011
I'm trying to remove a BK from 8 years ago and i have seen people do this by deleting old addresses from their CR's. Both TU and Equifax do not list the address where the BK was filed at. Any idea how to remove it?
Thanks
For people with Orchardbank unsecured credit [unsecured credit card] [annual salary]
Posted by admin on October 17th, 2011
Who unsecured credit card and does not work?
What have you for
Applicant in annual compensation and other household annual income? If your does not work, what have you in for Employers Name:
Any tricks
Anyone heard of this lender? [lending group]
Posted by admin on October 16th, 2011
Sherbourne Financial Services Lending Group?
Approved for 5000 and wants to pay me to 791 front for the first 5 payments?
They say, is to show, I will pay for the loan as my credit hammered.
What do is think of you?
Old Utility Bill Slipped Ex's Mind [bk] [debts]
Posted by admin on October 16th, 2011
Good Day,
Upon husband moving out I put utilities that were in his name in my name per his request. We both got laid off later & we went thru BK. We were discharged 8/25/08, Michigan. I have yet to start the divorce.
I just moved out of the foreclosed home and got my final gas bill. They added HIS past due from 10/06, $85.00. He didn't disclose this amount when we went over all the debts on our credit reports.
Should this amount be included in BK? Or are we (meaning HIM)
Do you add tax before or after companies mark up? [fruit stand] [good answer]
Posted by admin on October 16th, 2011
Can someone give me a good answer to this?
If I have a fruit stand and I buy apples from a farmer for 0.10 / apple and I have set up a 50% mark so that the apple does 0.15 cents.
Do I add the control to the 10 or 15 cents ?
So with control and marking of the apple is 0.1605 cents
all separate his .007 (not even a penny) by a tax on an apple plus the 5 cents.
