Excel Debt Snowball Spreadsheet

(83 customer reviews)


Excel Debt Snowball Calculator:

  • Optimizes your debt payoff schedule, to save you $100’s to $1,000’s vs similar templates
  • Add up-to 18 different debt accounts
  • Simulate over 10,000 different scenarios with a click
  • Categories: Credit Cards, Student Loans, Auto Loans, Personal Loans, Mortgage, Medical and more
  • Interactive dashboard with custom built views
  • Created by Finance Professional
  • Click to read about more features the Debt Snowball Calculator has!


Credit Card Payoff Calculator – How To Guide


Question Answer
Can I use it on more than one computer? Yes, you are allowed to use it on four different computers.
What are the system requirements?
  • Works With PC or Mac
  • Active Installed Version of Excel
  • Compatible with Excel 365, 2019, 2016, 2013, 2010, & 2007.
Where is the data I entered saved? You have full control over where the data is saved. This means you don’t have to worry about your data getting stolen.
Do I need to know how to use excel? No excel knowledge is required. The excel template is fully automated!
Is there a documentation to help me out? Yes, we provide a video demo explaining how to use the tool along with a user guide. Click Here To View The Video/Guide.
Do you have a return policy, refund policy, or money-back guarantee? Please refer to our refund policy for further information.
What happens after my order is place? You’ll be directed to a link where you can download the software. There will also be an e-mail conformation of your order containing a link to download.
Still have questions? Please use our Contact Us Form to submit any questions/concerns and we’ll get right back to you.

83 reviews for Excel Debt Snowball Spreadsheet

  1. JoJo (verified owner)

    As I pay off my loans from med school, I need something to help keep me organized. This Debt Snowball Calculator is perfect for me! It’s intuitive and user-friendly, and it helps me stay organized and motivated. Ryan was easy to communicate with and answered my questions about the spreadsheet promptly. Money well spent!

  2. charles1989 (verified owner)

    Love it! I can’t believe how much money I’m paying towards interest. Time to start paying off those credit cards!

  3. Alvin Henrendi (verified owner)

    Thank you! This was extremely easy to use. It’s great for anyone who doesn’t know where to start. Cheers, Alvin

  4. Lee (verified owner)

    Quick download and very easy to use!

  5. Janet (verified owner)

    Spreadsheets are very easy to use. thank you!

  6. Jonathan (verified owner)

    Finally a useful credit card debt calculator.

  7. Jill Liu (verified owner)

    No financial background needed to use this. I give this excel template an A+.

  8. William (verified owner)

    Works great

  9. Kyleigh (verified owner)

    Visually appealing and easy to understand

  10. LukeWest2 (verified owner)

    Finally found something to help pay down my $18k in credit card debt. This works like a charm

  11. Jordan Anderson (verified owner)

    Glad I found this tool before I paid a debt reduction agency to come up with a plan. Worth the money!

  12. FIRE84 (verified owner)

    Adding an extra $150 a month towards my credit cards is going to save me $355 over the next year.

  13. Kris (verified owner)

    Great tool! Looking at the numbers can be overwhelming, but at the same time motivating. Thanks for creating this. I’m looking forward to the budget tool 😀

  14. JimE (verified owner)

    Very easy to use, helpful.

  15. Warren (verified owner)

    This was so easy to use. I am so thankful someone made an excel spreadsheet like this. It gives me a hope and a game plan for how to quickly put on my cash into paying off my debt instead of seeing no end and keep racking up more debt. Thank you! I highly recommend investing in this affordable life saver.

  16. Joe A (verified owner)

    It’s great. Thanks for sharing.

  17. MrRichLife (verified owner)

    Very easy to use!!! I absolutely love it!

  18. Jon Richards (verified owner)

    Exactly what I wanted! Perfect!

  19. Damir (verified owner)

    Instant download and easy to follow instructions!

  20. Sarah (verified owner)

    Great template! It looks professional.

  21. onlykelsey (verified owner)

    Great spreadsheet! I recommend going through the tutorial, so you can get an idea of how his snowball method works. The spreadsheet will help you in your journey to paying off bills.

  22. Mark Stevens (verified owner)

    I’m pretty excel savvy but didn’t want to take the time to do this for myself. Definitely money well spent.

  23. Abby18 (verified owner)

    I’m using it. Great excel spreadsheet A+

  24. TomTX (verified owner)

    Perfect and easy to use !! Thank you SO much !!!

  25. Jimmy_H (verified owner)

    Super easy way to get started on your debt snowball!

  26. Rodrigo Sanchez (verified owner)

    Great format very clean and easy to follow

  27. Nykol (verified owner)

    Love this calculator! It is very easy to use and my husband and I are excited to me debt free in a few years. Thank you for creating this.

  28. jpdx (verified owner)

    What an amazing spreadsheet, very helpful to see my debt payment plan.

  29. Caitlin (verified owner)

    Perfect! Easy to use! Quick delivery!

  30. Vilgan (verified owner)

    Absolutely love!!!!! Have paid off 3 of my 6 debts and it’s such a great motivator!! Must buy!!!

  31. Jean (verified owner)

    I love being able to see how many months I have left with interest included!

  32. Chancellor (verified owner)

    Thanks so much for putting this together!

  33. John Mansor (verified owner)

    The best I have used by far. Love this Excel spreadsheet!

  34. Claudia Johnson (verified owner)

    Lots of great features!

  35. Tim Dawson (verified owner)

    My debt situation was getting out of hand. I had 7 credit cards and paying $408 a month in just interest. This debt payoff tool allowed me to see all of my credit card balances by month and show how quickly extra payments added up. My wife and I decided to buckle down and pay them off as quickly as possible. After 3 months we were able pay down a little over $2,500 on our credit card balances. We are now paying less than $350 a month in interest and continuing to decrease that amount. This worksheet has really helped out. Thank you

  36. FIRE4ME (verified owner)

    The excel worksheet worked great for combining all of my student loans

  37. Jason Gilford (verified owner)

    This debt snowball calculator is very motivating!

  38. Ken Johnson (verified owner)

    The debt snowball spreadsheet works great. Wish it could link to your budget planner.

  39. Cmauck (verified owner)

  40. RobNman (verified owner)

  41. Jen Leedy (verified owner)

    Being able to see the interest I’m saving after I’ve paid off my debt is great motivation.

  42. Ronald B (verified owner)

    This works well for me to snowball and track all progress all in one excel sheet.

  43. frugalone (verified owner)

    We wanted to become debt free within the next two years. Having two auto loans and four credit cards this helped us focus on the accounts to pay off first. Worked just as described!

  44. Joe Smoe (verified owner)

    Worked great!

  45. AdamC (verified owner)

    works just like advertised!

  46. Jerry (verified owner)

    Thank you! I really cherished all your assistance. I had a question and got a super-fast response. 5 stars

  47. CarGuy69 (verified owner)

  48. Ann (verified owner)

    Wish I found this sooner

  49. Rusty (verified owner)

    Works on my desktop, but doesn’t work on my ipad.

  50. Robert (verified owner)

    This excel template was helpful in seeing how much interest I am currently paying. The graphs were easy to read and had a nice summarized view.

  51. waltworks (verified owner)

    Found this useful for paying off my credit card debt.

  52. Sammie (verified owner)

    My husband and I just recently got married. We have decided to become debt free within the next 3 years. Having this debt snowball calculator has help us see all of our credit cards in one view. We are now paying these off. Having the ability to see the dates we pay off each credit card is very motivating. The video was very helpful in showing us how to use the excel file.

  53. Ynari (verified owner)

    Wish I would have had this a few months ago. I was paying down the debt with the lowest balance. I didn’t realize how much soon I could pay my debt off by paying off certain debt first.

  54. Solon (verified owner)

    Outstanding! I am glad I got it!

  55. MartinS (verified owner)

    I could see how much I was paying each month on all of my credit cards, auto loan, and some medical bills. Being able to see when I would pay off each account really opened my eyes. I couldn’t believe how much sooner I could pay off my debt by making an extra payment of $100 a month.

  56. Aubrey (verified owner)

    Very happy with this excel debt snowball template. Easy to use, even without a lot of excel knowledge.

  57. Lakers11 (verified owner)

    Trying to keep my financial freedom voyage on track, this is just what I needed. This is flawless, it’s precisely what I was looking for.

  58. Claudia B (verified owner)

    Used to get all of my student loans in one view. Happy with the ease of the tool.

  59. Carl_Kumar (verified owner)

    Awesome product! Very easy to use. Easy instructions

  60. Deborah (verified owner)

    We began paying off our debt and the tracker is a great way to keep track of our credit card payments! Top debt snowball sheet out there!

  61. JC (verified owner)

    Nice and easy to use even for someone who hasn’t used excel much.

  62. TomHernandez (verified owner)

  63. Mei (verified owner)

    It had easy directions. Super easy to use. I love this! Breaks down numbers and sorts it for you! Again super easy to use!

  64. Jess87 (verified owner)

    This is a great product! I use this daily and it helps tremendously! I love that it gives a projected payoff date and calculates the interest with the credit cards. Thanks again for a great product!!

  65. Teresa Hill (verified owner)

    Needed an easy way to use for paying off debt. worked perfect for me

  66. Hoffman (verified owner)

    My new best friend! I absolutely love it! And have paid off one of my credit card already!!!

  67. John Ellis (verified owner)

    Didn’t realize that only paying the minimum payment on my credit cards meant that I wouldn’t pay them off for 10 years. It blows my mind that even adding an extra $25 a month towards a credit card can dramatically reduce the payoff date.

  68. Scott (verified owner)

    Wow! This has been a real life saver! I created a budget and started putting more money towards paying off my debt. I saw the youtube video and decided to give this a try. I’m very glad that I did! I realized I wasn’t paying off my debt correctly. This worksheet did the trick for me. I should be able to pay down by debt 5 months sooner! This has made me very happy. Having tools like this really do make a big difference when you have a decent amount of debt to pay off.

  69. andy_maxwell (verified owner)

    Effective and efficient

  70. zbase (verified owner)

    Really liked the spreadsheet. It’s simple to use and has a lot of cool features. This is the best tool, if you have to payoff debt.

  71. Ty_R (verified owner)

    This sheet was exactly what I was looking for!

  72. Eric Norris (verified owner)

    Great tool! It took me more time finding my credit card information, than it did entering it into the tool.

  73. CashGuy (verified owner)

    This has been a real life saver! I have quite a few medical and credit card bills that I need to get paid off. Using this excel sheet allowed me to track my progress and see what would happen if I threw a few extra dollars towards my debt.

  74. Shiner1 (verified owner)

    I started looking for an excel spreadsheet that could help me get on a path to paying off my debt. I found this one and decided to buy it. After I paid, I was able to download the excel file right away, which was nice. After adding my credit cards and auto loans I couldn’t believe it. I had 12 credit cards… Don’t worry I had them all on auto pay, but I was still amazed that I had so many! Being able to see the payoff dates of each one was very important to me. I wanted to cancel a few, once I was able to pay them off. I was amazed that excel was able to do all of this for me. I can say I’m very impressed with the debt snowball calculator.

  75. 47_Alex (verified owner)

    Just downloaded the excel file. I added my credit cards and some accounts in collections. It ran a little slow, but my computer is about 6 years old. Happy with the excel tool

  76. Pravin Kadam (verified owner)

    This was perfect! Exactly what I was looking for and spare me doing crazy amounts of math!

  77. BTDretire (verified owner)

    This is so awesome! Already have my numbers entered and it’s so easy!

  78. Wendy (verified owner)

    This was perfect and just what I needed. The instructional video was great, but it wasn’t difficult to figure out. As you enter in your account balances, minimum payment and interest rate the list populated. Then it lets you know how long it will take for you to pay off the debt. When you have a good idea of how much extra you can pay each month towards your debt snowball you add it in and the list adjusts on its own. Very handy

  79. Jason Harris (verified owner)

    This is by far the best purchase I have ever made! I keep it open on my work computer and look at it daily as a reminder to stay on budget.

  80. Sally_E (verified owner)

    LOVE the spreadsheet! We have been haphazardly spending for years and I trying to get ourselves under control. Filling this out is almost addicting. It’s very easy to use and includes many great formulas and features! Thank you.

  81. Andy DeVone (verified owner)

    Great product, very helpful. Easy instructions.

  82. Ben Young (verified owner)

    This is the best debt calculator I have used so far, and has actually made me motivated to pay off my debt. It’s easy to use (with great instructions), and really flexible. I’m looking forward to being debt-free

  83. Vicky (verified owner)

    This debt snowball calculator is excellent! It is easy to use and motivates me to keep track of my finances during this challenging time of Covid-19. My goal is to be debt-free, so I can have the freedom to enjoy my retirement. The website support was helpful in answering my questions.

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